Philadelphia Insurance Companies
Temporary Staff Agencies
Benefits of this Program Philadelphia Insurance Companies (PHLY) specializes in the Temporary Staffing industry. We understand how to provide a flexible and comprehensive insurance program for risks all across the United States. For all your Temporary Staffing needs, visit our website at PHLY.com. These coverages are underwritten by Philadelphia Insurance Companies, rated A++ (Superior) by A.M Best. Nationally recognized as a member of Ward’s Top 50; Forbes Magazine has recognized PHLY as one of the 400 Best Big Companies in America.
General Liability
- Comprehensive General Liability – limits to $1M per occurrence/$3M aggregate
- Blanket Additional Insured coverage where required by written contract
- General aggregate per location
- Abuse and Molestation coverage available
- Blanket Waiver of Subrogation
- Defense Cost in addition to the Limits of Liability
- Coverage available up to the GL policy limits for property in the care, custody, or control of the Insured
Errors & Omissions (Professional Liability)
- Coverage is offered on a claims-made or occurrence basis
- Comprehensive definition of services tailored to staffing organizations
- “For” wording in the Bodily Injury and Property damage exclusions
- Free 60-day discovery clause
- Enhanced Consent to Settle Provision – 50/50 hammer clause as well as a 10% deductible
- Full severability of the fraud and criminal acts exclusion for all Individual Insureds; fraud and criminal acts are defended until final adjudication regarding such alleged conduct
reduction incentive for the acceptance of the first settlement offer